M20 Capital
Robo · Prototype
Interactive prototype · Click through

Investing for every Nigerian — in their pocket.

M20 Robo brings fractional access to Nigerian and US markets together with algorithmic advice, automated rebalancing, fixed-return products and a dedicated halal portfolio track — all wrapped in a mobile experience designed for first-time and seasoned investors.

SEC-aligned KYCBVN, NIN and AML screening built in
Fractional sharesInvest from ₦5,000 in NGN & USD stocks
Segregated custodyClient assets ring-fenced from M20 balance sheet
Auto-rebalancingDrift-triggered or schedule-driven
Welcome
KYC
Risk profile
Portfolio
Fund
Success
Dashboard
Discover
Stock detail
9:41
M20 Capital

Wealth, made simple.

Invest in NGN & US stocks, build a portfolio with our robo-adviser, or grow your money with fixed returns — from one app.

₦5,000
Start from
3,000+
Stocks & ETFs
SEC
Regulated
9:42

Verify your identity

We need to verify who you are to comply with SEC and AML regulations. This takes about 3 minutes.

Email & phone number
Verified
2
Personal details & BVN
We use your BVN to verify your identity. It is never shared with third parties.
3
Photo ID upload
~2 min
4
Liveness selfie
~30 sec
5
Source of funds declaration
~1 min
9:45

Your risk profile

Question 4 of 6
If your investment lost 20% in a month, you would…
There are no right or wrong answers — this helps us build a portfolio that matches how you actually feel about risk.
Sell everything immediately
Cut your losses and move to cash
Sell some of it
Reduce your exposure but keep some invested
Hold and wait it out
Stay the course; markets recover over time
Buy more at the lower price
See it as a chance to invest more cheaply
9:47

Your portfolio

Recommended for you
M20 Balanced
A diversified mix of equities, fixed income and alternatives — designed for investors with a 5–7 year horizon and moderate appetite for volatility.
Expected return
12 – 16%
p.a. over 5 years
Risk level
Moderate
3 of 5
Asset allocation
NGN Equities
25%
USD Equities (fractional)
20%
FGN Bonds & Sukuk
35%
Alternatives
10%
Cash & money market
10%
9:49

Fund your account

Amount to invest
500,000
≈ $310 USD · Minimum ₦5,000
₦5K
₦50K
₦500K
₦1M
₦5M
Payment method
Bank transfer
Instant via NIBSS · No fees
Debit card
Visa, Mastercard, Verve · 1.5% fee
USD wire
For dollar deposits · 1–2 business days
Amount₦500,000.00
Processing feeFree
Total to invest₦500,000.00
9:50

You're invested.

Your ₦500,000 is being allocated across your M20 Balanced portfolio. Trades typically settle within 24 hours.

ReferenceM20-INV-A8K2F9
PortfolioM20 Balanced
Amount₦500,000.00
StatusProcessing
10:12
Good morning,
Aisha 👋
AB
Total portfolio
4,278,420
+₦342,180 · +8.7% YTD
Halal track availableSwitch to Sharia-compliant in Settings
Stocks
Portfolios
Fixed Returns
Halal
Asset allocation
M20 Balanced
NGN Equities
25%
USD Equities
20%
Bonds & Sukuk
35%
Alternatives
10%
Cash
10%
Top holdings
DG
Dangote Cement
NGX · 142 shares
₦612,400
+2.4%
FG
FGN 2032 Bond
14.55% · ₦880K face
₦892,150
+1.1%
AA
Apple Inc.
US · 1.2 fractional
₦378,920
+5.8%
SK
FGN Sovereign Sukuk
15.64% · ₦300K face
₦308,400
+0.9%
GT
GTCO Holdings
NGX · 86 shares
₦289,440
-0.7%
10:18

Discover

Trending
NGN Stocks
US Stocks
ETFs
Sukuk
Halal
NGX market open Closes in 4h 22m · Live prices
🔥 Trending today
DANGCEM
Dangote Cement
₦4,312
↗ +2.41%
MTNN
MTN Nigeria
₦284.50
↗ +1.83%
AAPL
Apple Inc.
$218.42
↗ +0.91%
GTCO
GTCO Holdings
₦52.80
↘ -0.66%
📈 Top movers (NGX)
DG
Dangote Cement
DANGCEM · ₦4,312
+2.41%
↗ ₦101
SE
Seplat Energy
SEPLAT · ₦5,890
+4.18%
↗ ₦236
NB
Nigerian Breweries
NB · ₦42.30
+1.93%
↗ ₦0.80
10:21

DANGCEM · NGX

Dangote Cement
Materials · NGX Premium Board
4,312.00
+₦101.50 · +2.41% today
Market cap
₦73.5T
P/E
14.2
Dividend
7.4%
52w high
₦4,580
52w low
₦2,910
Volume
1.2M

About this company

Dangote Cement is Africa's largest cement producer, headquartered in Lagos with operations across 10 African countries. Trades on the NGX Premium Board and pays a regular dividend. Halal-screened: passes.

Prototype · Welcome